Bank System

Major: Finance, Banking and Insurance
Code of subject: 6.072.00.O.031
Credits: 6.00
Lecturer: Candidate of Economic Sciences, Associate Professor Kloba Lev Hnatovich, Candidate of Economic Sciences, Associate Professor Shcherban O.Ya. Candidate of Economics Science, Professor Maria Lvivna Lapishko
Semester: 5 семестр
Mode of study: денна
Мета вивчення дисципліни: The purpose of the discipline is to provide applicants with theoretical knowledge and practical skills and abilities regarding the functioning of the banking system, the peculiarities of regulating the activities of banking institutions, which will be sufficient for further employment and the successful performance of professional duties in the specialty 072 "Finance, banking and insurance".
Завдання: The study of an academic discipline involves the formation and development of students' ability to solve complex specialized tasks and practical problems, including of an innovative nature, during professional activity in the field of finance, banking and insurance or during the training process, which involves the application of theories and methods of banking activity management and is characterized by the complexity and uncertainty of conditions and the formation of such competencies: General: ZK08. Ability to search, process and analyze information from various sources. Professional (special): SK01. The ability to investigate trends in economic development using the tools of macro- and microeconomic analysis, to evaluate modern economic phenomena. SK02. Understanding the peculiarities of the functioning of modern global and national financial systems and their structure. THROUGH Ability to diagnose the state of financial systems (state finances, including budget and tax systems, finances of economic entities, household finances, financial markets, banking system and insurance). SK05. Ability to apply knowledge of legislation in the field of monetary, fiscal and financial market regulation. SK06. Ability to use modern information and software for obtaining and processing data in the field of finance, banking and insurance. SK07. Ability to compile and analyze financial statements. SK08. Ability to perform control functions in the field of finance, banking and insurance. SK12. Ability to conduct market research of banking services, develop elements of product, price, and sales policy of banking institutions. SK13. The ability to provide financial services, including the organization of customer service of financial institutions in the process of consuming financial services, to establish long-term cooperation with consumers, financial intermediaries, financial and credit institutions, insurance companies, using regulatory documents on the basis of contract law. SK14. The ability to have a holistic view of the relationship, mutual influence and mutual dependence of indicators of the financial condition of business entities and organizations operating in modern market conditions.
Learning outcomes: - to know: - regularities of functioning of the banking system of Ukraine; ЗН01. conceptual knowledge acquired in the process of learning and professional activity, including certain knowledge of modern achievements. ЗН02. critical comprehension of basic theories, principles, methods and concepts in teaching and professional activities. - principles and forms of organization of banking institutions; - peculiarities of functioning of the National Bank of Ukraine; - characteristics of bank management; - features of the functioning of banks in the market of banking services; - the essence of methods, principles and tools for regulating the activities of banking institutions, etc; - to be able to:to be guided in theoretical and practical problems of functioning of banking institutions and the National Bank of Ukraine; - analyze the current situation in the domestic market of banking services; - forecast the development of the banking system, etc. - УМ01. Solve complex unforeseen tasks and problems in specialized areas of professional activity and / or training, which involves the collection and interpretation of information (data), the choice of methods and tools, the use of innovative approaches. - K01. To bring to specialists and non-specialists information, ideas, problems, solutions and own experience in the field of professional activity. -К02. Be able to effectively shape the communication strategy AB01. Manage complex actions or projects, be responsible for making decisions in unpredictable conditions. AB02. Responsible for the professional development of individuals and / or groups of individuals.
Required prior and related subjects: Prospectus: "Finance", "Money and Credit 1"; "Banking Transactions". - Corrections: "Money and Credit 2", "Financial market".
Summary of the subject: Banking system and its elements. Banking systems of leading foreign countries. National Bank of Ukraine in the economic system of the state. Monetary policy. Organization of interbank settlements. Financial monitoring in the banking system. Financial stability and security of the banking system. State regulation, supervision and control of banking activities. Fundamentals of the organization of commercial banks in Ukraine. Bank capital. Formation of the resource base of the bank. Settlement and cash operations of banks. Active operations of commercial banks. Credit operations of banks. Bank operations in foreign currency. Investment activities and operations of banks with securities. Banking risks. Analysis of the activities of commercial banks
Опис: Topic 1. BANKING SYSTEM AND ITS ELEMENTS Topic 2. BANKING SYSTEMS OF LEADING FOREIGN COUNTRIES Topic 3. THE NATIONAL BANK OF UKRAINE IN THE ECONOMIC SYSTEM OF THE STATE Topic 4. MONETARY AND CREDIT POLICY OF THE NBU AND TOOLS FOR ITS IMPLEMENTATION Topic 5. ORGANIZATION OF INTERBANK SETTLEMENTS Topic 6. FINANCIAL MONITORING IN THE BANKING SYSTEM Theme 7. BANKING SYSTEM IN GLOBALIZATION Topic 8. NBU REGULATION, CONTROL AND SUPERVISION OF THE ACTIVITIES OF BANKS Topic 9. FUNDAMENTALS OF THE ORGANIZATION OF COMMERCIAL BANKS IN UKRAINE Topic 10. BANKING CAPITAL. FORMATION OF RESOURCES BASES OF THE BANK. Topic 11. CALCULATION AND CASH OPERATIONS OF BANKS Topic 12. CREDIT OPERATIONS OF BANKS Topic 13. OPERATIONS OF BANKS WITH FOREIGN CURRENCY Topic 14. INVESTMENT ACTIVITIES AND OPERATIONS OF BANKS WITH SECURITIES Topic 15. BANKING RISKS Topic 16. ANALYSIS OF COMMERCIAL BANKS
Assessment methods and criteria: Methods of controlling the knowledge and skills of the student in studying the discipline include: 1. Current control of the acquirer's work: - Test survey; - Oral examination at seminars and practical classes; - Solving problems and designing solutions in the form of independent works; - Execution of an individual task (optional) and its protection; 2. Final control: Examination (written and oral component) Written component: - Tasks of the 1st level - tests; - The task of the 2nd level is to reveal the meaning of the concept, give a definition; - Level 3 task – to solve problems; Oral component: Revealing the essence of concepts; - Current control (30%): problem solving, tests, oral questioning. - Final control (70%, exam).
Критерії оцінювання результатів навчання: Current control - 40 points Examination control - 60 points (written component - 50 points, oral component - 10 points)
Порядок та критерії виставляння балів та оцінок: Mandatory types of current control work include: 1. Testing at the National Academy of Sciences on 16 topics of the academic discipline, which are evaluated at a maximum of 1 point: 16*1 = 16 points; 2. Performance of practical works with placement in the National Emergency Service, which consist of 2-3 problems and are evaluated according to the correct calculations from 0 to 2 points each work: 3*2 = 6 points. 3. The performance of an individual task is evaluated in 15 points, of which 10 points are for the content and design of the task and a maximum of 5 points for defense. In addition, the applicant can receive points for activity in classes (Oral, face-to-face survey), presentations at seminar classes, a maximum of 1-3 points. Separately, with additional points (from 5 to 10 points), the recipient is encouraged to research work - participation in competitions for research works, publication of scientific theses and articles. Final control: On the exam, the applicant can get a maximum of 60 points. The exam consists of a written and an oral component. The written component is an examination ticket, which consists of tasks of three levels, which are evaluated on a separate scale: Level 1 – tests 20 tests*1 point = 20 points; Level 2 – more difficult tests with several correct answers – 5*2 points = 10 points Level 3 Define and reveal the essence and content of the phenomenon 2 tasks*5 points = 10 points; Level 3 – Solve the problem – 10 points During oral communication with the teacher, the applicant can receive from 0 to 10 points for answering the examiner's questions.
Recommended books: 1. Закон України «Про банки і банківську діяльність» від 07.12.2000 р за № 2121- III - https://zakon.rada.gov.ua/laws/show/2121-14#Text 2. Закон України «Про Національний банк України» від 20.05.1999 р за № 679-XIV - https://zakon.rada.gov.ua/laws/show/679-14#Text 3. Бондарчук М. В., Паранчук С. В., Вівчар О. Й., Моторя К. В. Моделювання процесу управління фінансовою стійкістю комерційного банку // Міжнародний науковий журнал "Інтернаука". Серія: "Економічні науки". - 2021. - №2. https://doi.org/10.25313/2520-2294-2021-2-6938 4. Бондарчук М.К., Алєкссєв І.В., Кльоба Л.Г. Банківська система [Текст]: Навчальний посібник. — Львів: Ліга-Прес, 2017,- 246 с.; 5. Банківська система: у схемах і таблицях [Текст] : навч. посіб. / С. А. Кузнецова, Т. М. Болгар, З. С. Пестовська ; за заг. ред. д-ра екон. наук С. А. Кузнецової ; Дніпропетр. ун-т ім. Альфреда Нобеля. - Д. : Дніпропетр. ун-т ім. Альфреда Нобеля, 2012. - 319 с. 6. Банківська система [Текст] : навч. посіб. / [М. І. Крупка та ін.] ; за ред. д-ра екон. наук, проф. М. І. Крупки ; Львів. нац. ун-т ім. Івана Франка. - Л. : ЛНУ ім. Івана Франка, 2012. - 508 с. 7. Варцаба В.І., Заславська О.І. Сучасне банківництво: теорія і практика: Навч. посібник. - Ужгород: Видавництво УжНУ «Говерла», 2018. - 364 с. 8. Дрозд І.В. Організаційно-функціональна трансформація банківського сектору економіки України: дис. канд. екон. наук : 08.00.08 / ДВНЗ «УБС». Київ, 2019. 312 с. 9. Кльоба Л.Г. Цифровізація – інноваційний напрям розвитку банків. /Л.Г. Кльоба // Ефективна економіка, № 11, 2018, – [Електронний ресурс]. – Режим доступу до журналу: http://www.economy.nayka.com.ua (Index Copernicus) 10. Кльоба Л. Г. Напрями Кльоба вдосконалення управління банківськими ризиками / Л. Г. Кльоба // Економіка та держава, № 6, 2017, С. 80-85. (Index Copernicus) 11. Кльоба Л. Г. Ефективний ризик-менеджмент- запорука фінансової безпеки банку / Л. Г. Кльоба // Ефективна економіка, № 6, 2017, — [Електронний ресурс]. — Режим доступу до журналу: http://www.economy.nayka.com.ua (Index Copernicus) . 12. Реверчук С.К. Банківська система України [Текст] : навч. підручник - Львів: Магнолія-2006, 2013. - 400 с. 13. Рисін В. В., Біда А. П. Фінансова стійкість банку: чинники та особливості забезпечення. Ефективна економіка. 2021. № 3. – URL: http://www.economy.nayka.com.ua/?op=1&z=8731. DOI: 10.32702/2307-2105-2021.3.1 14. Рисін В.В., Борик І.Р. Переваги та ризики розвитку новітніх технологій у банківській діяльності. Науковий Вісник ХДУ. Серія «Економічні науки». 2020. №38. С. 69-73. DOI: https://doi.org/10.32999/ksu2307-8030/2020-38-12 15. Рущишин Н. М. Теоретико-методологічні засади та прикладні інструменти реалізації потенціалу банківської системи в забезпеченні структурного реформування економіки : монографія. Львів : СПОЛОМ, 2020. 404 с. 16. Рущишин Н. М. Зарубіжний досвід структурних реформ із застосуванням інструментів банківської системи. Стратегічні пріоритети розвитку підприємництва, торгівлі та біржової діяльності. ІІ Міжнародна науково-практична конференція (м. Запоріжжя, 13-14 травня 2021 р.). НУ «Запорізька політехніка», 2021. С. 269-271. 17. Рущишин Н. М., Клименко С. М. Банківська система України: сучасні проблеми та напрями подолання. Підприємництво і торгівля: тенденції розвитку. IV Міжнародна науково-практична конференція (м. Одеса 20-21 травня 2021 р.). Одеський національний політехнічний університет, 2021. С. 319-321. 18.10. Методична праця : електронний навчально-методичний комплекс з дисципліни «Банківська система» [02433] для здобувачів першого (бакалаврського) рівня вищої освіти Інституту підприємництва та перспективних технологій спеціальності 072 «Фінанси, банківська справа та страхування» // М.Л. Лапішко, Бондарчук М.К., Алєкссєв І.В., Кльоба Л.Г. // - Національний університет «Львівська політехніка», кафедра фінансів, обліку і аналізу 2018.
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