Major: Finance, Banking and Insurance
Code of subject: 6.072.00.O.023
Credits: 8.00
Department: Finance
Lecturer: PhD, docent Smirnova T.O. PhD, docent Horyslavets P.A.
Semester: 4 семестр
Mode of study: денна
Мета вивчення дисципліни: Consistent formation of students' knowledge of the basic provisions of the theory and practice of insurance in Ukraine.
Завдання: The task is to clarify the objective necessity, essence and role of insurance under the conditions of the transition to a market-type economy; consider ways of developing the insurance market and state regulation of insurance activity; terms of personal insurance, property and liability insurance, as well as reinsurance from the standpoint of domestic and foreign experience; to study the peculiarities of the financial and economic activity of insurers, ways of increasing their financial stability. The subject is financial and economic, insurance relations that arise in the process of providing a wide range of insurance services to legal entities and individuals.
Learning outcomes: Know and understand the theoretical foundations and principles of financial science, features of financial systems. Know the mechanism of functioning of public finances, including budget and tax systems, business finance, household finance, financial markets, banking and insurance. Understand the principles, methods and tools of state and market regulation of finance, banking and insurance. To have methodological tools for the implementation of control functions in the field of finance, banking and insurance. Analyze the conditions and rules of sale of financial products and provision of financial services, taking into account the procedures of electronic public procurement, to carry out activities for concluding contracts, using the methods of banking and insurance marketing. Diagnose the state of operational and investment activities of financial corporations and assess the prospects and risks of cooperation with them, carry out financial monitoring procedures.
Required prior and related subjects: - Prerekvizyt: "introduction to the specialty "Finance, Banking and Insurance"; - Korekvizyt: "finance, money and credit", "financial market", "insurance services", "actuarial mathematics"
Summary of the subject: The discipline is aimed at providing students with theoretical knowledge and practical skills to find out the need, essence, functions and principles of insurance; to show the functioning mechanism of the insurance market in Ukraine; develop the legislative framework and theoretical material regarding the content of insurance contracts and the main procedure for concluding them; consider and analyze the conditions and features of personal, property insurance, liability insurance, reinsurance and coinsurance from the standpoint of domestic and foreign experience; evaluate the financial and economic activity of insurance organizations, their financial reliability, sustainability and solvency.
Опис: The essence, principles and role of insurance. Classification of insurance. Insurance risks and their assessment. Insurance market. Insurance organization. State regulation of insurance activity. Personal insurance. Property insurance. Liability insurance. Reinsurance and coinsurance. Income, expenses and profit of the insurer. Financial reliability of insurance companies
Assessment methods and criteria: Current control – oral and frontal survey; collective problem solving. Examination control: Testing Solving problems
Критерії оцінювання результатів навчання: Current control: Testing at the State Emergency Service - 5 points; solving problems - 20 points; preparation, presenting presentations / essays, participation in the discussion - 15 points. Final control: Written component: Tasks of the 1st level - tests with one correct answer; Tasks of the 2nd level - tests with multiple choices; The task of the 3rd level is to solve problems. Distance learning can be provided both for certain types of educational work, for example, lectures and/or practical and/or laboratory classes, and in connection with quarantine measures. Remote work is carried out on MS Teams platforms. In the case of remote work (including under quarantine conditions), an interview with students is expected during video conferences at lectures and practical classes. Written works are forwarded to the National Academy of Sciences, or to the teacher's e-mail address in the domain.
Порядок та критерії виставляння балів та оцінок: 100–88 points – (“excellent”) is awarded for a high level of knowledge (some inaccuracies are allowed) of the educational material of the component contained in the main and additional recommended literary sources, the ability to analyze the phenomena being studied in their interrelationship and development, clearly, succinctly, logically, consistently answer the questions, the ability to apply theoretical provisions when solving practical problems; 87–71 points – (“good”) is awarded for a generally correct understanding of the educational material of the component, including calculations, reasoned answers to the questions posed, which, however, contain certain (insignificant) shortcomings, for the ability to apply theoretical provisions when solving practical tasks; 70 – 50 points – (“satisfactory”) awarded for weak knowledge of the component’s educational material, inaccurate or poorly reasoned answers, with a violation of the sequence of presentation, for weak application of theoretical provisions when solving practical problems; 49-26 points - ("not certified" with the possibility of retaking the semester control) is awarded for ignorance of a significant part of the educational material of the component, significant errors in answering questions, inability to apply theoretical provisions when solving practical problems; 25-00 points - ("unsatisfactory" with mandatory re-study) is awarded for ignorance of a significant part of the educational material of the component, significant errors in answering questions, inability to navigate when solving practical problems, ignorance of the main fundamental provisions.
Recommended books: 1. В. Олійник. - Страхування. Підручник.: Видавництво Університетська книга.- 2019.- 287с. 2. Горбач Л.М. , Кадебська Е.В. Страхування : навч. посібник..- 2018, 544с. 3. Страхування : підручник. Горбач Л.М., Кадебська Е.В.–К.: Кондор-Видавництво, 2016. – 544 с. 4. Фисун В. І., Ярова Г. М. Страхування. Навч. посіб. – К.: Центр учбової літератури, 2011. – 232 с. 5. Страхування : навчальний посібник / О. С. Журавка, А. Г. Бухтіарова, О. М. Пахненко. – Суми : Сумський державний університет, 2020. – 350 с 6. Автомобільне страхування в системі безпеки дорожнього руху : Кол. моногр. / [О. М. Залєтов, О.В. Кнейслер, В. М. Стецюк, О. Ю. Толстенко та ін. ]; Наук. ред. та кер. кол. авт. канд. екон. наук О. М. Залєтов. – К.: Міжнародна агенція „BeeZone”, 2012.– 509 с. 7. Говорушко Т.А. Страхові послуги. Підручник. – К.: Центр учбової літератури. - 2011. – 376 с. 8. Залєтов О.М. Убезпечення життя: Монографія. – К.: Міжнародна агенція „Бізон”, 2006. – 685 с. 9. Клапків Ю.М. Конфлікт інтересів у діяльності страхових посередників /Ю. М. Клапків // Науковий вісник Мукачівського державного університету. Серія Економіка. – Випуск 2(8). – 2017. – С. 171-176. 10. Козьменко Ольга Володимирівна. Страхування і страховий ринок: термінологія, законодавство і динаміка розвитку. — Суми : Ділові перспективи, 2006. — 68с. 11. Кондрат І.Ю. Страхові послуги: Підручник / І. Ю. Кондрат, Н.Б. Ярошевич, П.Г. Ільчук, А.І. Якимів. – Львів: «Новий Світ 2000», 2021 . – 386 с. 12. Матюха Микола Миколайович. Страхові послуги: навч. посіб. для дистанційного навчання / Відкритий міжнародний ун-т розвитку людини "Україна". — К. : Університет "Україна", 2007. — 345с. 13. Страхові послуги. Підручник. – У 2 част./ за ред. В.Д.Базилевича. – К.: Лотос, 2014. – 496 с. 14. Обов’язкове страхування: регулювання та нагляд. / Бондар О. В., Залєтов О. М., Фурсевич П. П.// За редакцією О. М. Залєтова – К.: Міжнародна агенція „BeeZone”, 2004. – 350 с. 15. Страховий і перестраховий ринки в епоху глобалізації: монографія / Козьменко О.В., Козьменко С.М., Васильєва Т.А. та ін. – Суми: Університетська книга, 2011. – 388 с. 16. Страхові послуги: навч. посібник / Д. І. Дема, О. М. Віленчук, І. В. Дем’янюк; за заг. ред. Д. І. Деми. – К.: Алерта, 2013. – 484 с. 17. Oleksandra Shevchuk, Iryna Kondrat and Jolanta Stanienda (2020). Pandemic as an accelerator of digital transformation in the insurance industry: evidence from Ukraine. Insurance Markets and Companies, 11(1), 30-41. doi:10.21511/ins.11(1).2020.04. 18. Kondrat I., Yaroshevych N., Svatiuk O. The impact of investment placement by life and non-life insurance companies on economic growth in Ukraine // Фінансово-кредитна діяльність: проблеми теорії та практики : збірник наукових праць / Університет банківської справи. – 2019. – Т. 2, № 29. – С. 364–373.
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